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Posts Tagged ‘financial planning’


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Wednesday, July 14th, 2010

Associate Degree: INCOME GREATER THAN DISBURSEMENT

Associate Degree: Financial Planning Course & Apprenticeship
My name is Jack Cheng. Iím a Taiwanese student from Kaohsiung on the Associate of Applied Science degree program at Hubbard College of Administration (HCA), Los Angeles, CA.  I just finished the ìFinancial Planningî course.
ìINCOME GREATER THAN DISBURSEMENTî is the major thing in the business world. Indeed, one purpose for any company is ìmaking money.î Obviously a company canít survive without it. However, just focusing on making money isnít enough. When youíre making money, you will have disbursements (bills, purchase orders, rents, taxes, etc.) that need to be managed carefully.  Poor management of such disbursements result in negative consequences.
In this course I learned the policy about how to handle the financial particles in a company. Then, in the apprenticeship, I put all I learned into a company. That is a good way for me to learn finance. Before I learned it, I thought finance was a complex subject, and I wished I didnít have to touch it. Yet, after this course and apprenticeship, I felt good about it. I realized that the subject of finance isnít the game of figures, but the flows in a company. If one can manage the flows well, he can manage the finances well.
Now, I have more confidence on how to handle the financial situations that arise in a company, and I have more tools to manage financial particle flow. The subject of finance is no longer a problem for me. I am glad to have this knowledge in my life.

My name is Jack Cheng. I’m a Taiwanese student from Kaohsiung on the Associate of Applied Science degree program at Hubbard College of Administration (HCA), Los Angeles, CA.  I just finished the “Financial Planning” course and apprenticeship.

MoneyII“INCOME GREATER THAN DISBURSEMENT” is the major thing in the business world. Indeed, one purpose for any company is “making money.” Obviously a company can’t survive without it. However, just focusing on making money isnít enough. When you’re making money, you will have disbursements (bills, purchase orders, rents, taxes, etc.) that need to be managed carefully.  Poor management of such disbursements result in negative consequences.

In this course I learned the policy about how to handle the financial particles in a company. Then, in the apprenticeship, I put all I learned into a company. That is a good way for me to learn finance. Before I learned it, I thought finance was a complex subject, and I wished I didnít have to touch it. Yet, after this course and apprenticeship, I felt good about it. I realized that the subject of finance isn’t the game of figures, but the flows in a company. If one can manage the flows well, he can manage the finances well.

Now, I have more confidence on how to handle the financial situations that arise in a company, and I have more tools to manage financial particle flow. The subject of finance is no longer a problem for me. I am glad to have this knowledge in my life.

Tuesday, July 13th, 2010

Business Degree: Financial Planning Made Simple!

My name is Jamie Chang.  I am from Los Angeles and am studying at Hubbard College of Administration International to earn my Associate of Applied Science degree in Business Management and Administration.  I just finished the ìFinancial Planningî course.
The very first time I heard about ìHow to Increase Profits through Proper Financial Planningî (FP) course, the smile immediately disappeared from my face. To be honest, dealing with numbers is really not my thing, and I personally donít like it especially when you have to add up huge amounts with complicated formulas. I get a headache every time I see them. However, the FP course totally changed my fixed idea, which had existed in my head for several years.
In the beginning of the course, it was a little hard for me since Iíve neither work experience nor any idea about how much or where to allocate money in an organization.  Therefore, I had to conceive of examples from my personal finances in order to understand the data fully. Little by little, I grasped the material. Amazingly, FP doesnít have complicated formulas or hard-to-understand theories. The information turned out to be easily understandable, very A to B (simple and straight forward ideas), and the steps to handle any situation (major departure from an ideal scene) or establish a proper financial system are clearly laid out.
From learning this, I had big wins that I can start applying this RIGHT NOW in my own personal finances: keeping good records of monthly bill paying and doing a monthly account summary (bank reconciliation). These two actions can supply me with the needed information to work out a good plan, so that after covering my basics, I still have enough money to buy pretty clothes, go to the movies and be solvent. Thus, I can keep living my life with lots of laughs.
We all know that the current economic situation isnít looking good. However, there are ways to solve it.  We shouldnít blame everything on ìan economic crisis.î  Rather, we should organize and manage our own businesses with the data in the ìHow to Increase Profits through Proper Financial Planningî course.  It will lead us to a higher level of viability, as a function of an expanding and prospering business.
My name is Jamie Chang.  I am from Los Angeles and am studying at Hubbard College of Administration International to earn my Associate of Applied Science degree in Business Management and Administration.  I just finished the “Financial Planning” course.
The very first time I heard about “How to Increase Profits through Proper Financial Planning” (FP) course, the smile immediately disappeared from my face. To be honest, dealing with numbers is really not my thing, and I personally don’t like it especially when you have to add up huge amounts with complicated formulas. I get a headache every time I see them. However, the FP course totally changed my fixed idea, which had existed in my head for several years.
j0315598In the beginning of the course, it was a little hard for me since I’ve neither work experience nor any idea about how much or where to allocate money in an organization.  Therefore, I had to conceive of examples from my personal finances in order to understand the data fully. Little by little, I grasped the material. Amazingly, FP doesn’t have complicated formulas or hard-to-understand theories. The information turned out to be easily understandable, very A to B (simple and straight forward ideas), and the steps to handle any situation (major departure from an ideal scene) or establish a proper financial system are clearly laid out.
From learning this, I had big wins that I can start applying this RIGHT NOW in my own personal finances: keeping good records of monthly bill paying and doing a monthly account summary (bank reconciliation). These two actions can supply me with the needed information to work out a good plan, so that after covering my basics, I still have enough money to buy pretty clothes, go to the movies and be solvent. Thus, I can keep living my life with lots of laughs.j0315542
We all know that the current economic situation isn’t looking good. However, there are ways to solve it.  We shouldn’t blame everything on an “economic crisis.”  Rather, we should organize and manage our own businesses with the data in the “How to Increase Profits through Proper Financial Planning” course.  It will lead us to a higher level of viability, as a function of an expanding and prospering business.
Tuesday, June 15th, 2010

Associate Degree: My Internship Saved a Company

Associate Degree: My Internship Saved a Company
My name is Damiano Shehu.  Iím an Albanian student from Tirana on the associate degree program at Hubbard College of Administration (HCA), Los Angeles, CA.
The ìFinal Internship for the Associate of Applied Science: Management and Administrationî was just great. I got to see how fast this technology could change things. It was nothing short of miracle; a miracle that anyone who applies this tech can achieve.
I worked with a company that designed and produced movie and television props. They had been hit hard by the recent economic crisis. My initial observation was that the company had great potential. However there had been no production for the last 12 weeks: no work, no leads and ultimately no income. Also, I noticed that there was very little outflow of communication and promotional activities.
Based on my initial assessment of their scene, I concluded that the biggest problem that needed handling was promotion.
Therefore, the first action that I decided to do was significantly increase the outflow of communication and promotion. I came to this conclusion, because I saw the company was non-existent and needed to produce something. So, to handle this, I sat with the two top executives and emphasized the importance of outflow and promotion. I doubled the post cards outflow and the reaches for business increased by 250%!
About two days after the first wave of promotion went out, the company received its first job in four months. The company grossed $3,391.27 for that week. I then ensured that they were keeping the promotional actions going. As a result of this, the company closed another job for $7,800.00 the following week. Today, the company closed two more jobs totaling $7,000.00. Thus, the company grossed $18,191.27 in a period of 4 weeks. This was a thousand percent increase over the past twelve weeks, which had zero ($0) income.
When I look back at my progress, I feel proud of what I have achieved. Most importantly, Iím the product of all of the staff members here at the college. They should feel proud of what theyíve done. The results that I have obtained as well as other students are a direct result of their dedication and hard work. And on that note, I thank you for changing my life and making me more able to be successful in my chosen profession.
HCA is a self-paced business school that offers an exceptional business administration curriculum, unique learning technology, life-changing apprenticeships and internships, assistance with job placement and a lifetime warranty for students.
My name is Damiano Shehu.  I’m an Albanian student from Tirana on the associate degree program at Hubbard College of Administration (HCA), Los Angeles, CA.
The “Final Internship for the Associate of Applied Science: Management and Administration” was just great. I got to see how fast this technology could change things. It was nothing short of miracle; a miracle that anyone who applies this tech can achieve. I worked with a company that designed and produced movie and television props. They had been hit hard by the recent economic crisis. My initial observation was that the company had great potential. However there had been no production for the last 12 weeks: no work, no leads and ultimately no income.
j0283210Based on my initial assessment, I concluded that the areas most needing change were marketing and promotion. A REAL strategy needed to be developed in order to confront the non-existent amount of reaches the company currently had, and also to get the company communicating their message effectively to their target markets. I presented an outlined strategy to the two top executives and emphasized the importance of its immediate implementation. It was very validating to see that the executives were impressed with my proposed solution and that they agreed to have me execute it. The strategy immediately yielded results with reaches for the company increasing 250%, and a 5X increase in income over just a four-week period!
When I look back at my progress, I feel proud of what I have achieved. Most importantly, I’m the product of all of the staff members here at the college. They should feel proud of what they’ve done. The results that I have obtained as well as other students are a direct result of their dedication and hard work. And on that note, I thank you for changing my life and making me more able to be successful in my chosen profession.
HCA is a self-paced business school that offers an exceptional business administration curriculum, unique learning technology, life-changing apprenticeships and internships, assistance with job placement and a lifetime warranty for students.
Monday, June 7th, 2010

Associate Degree: Financial Planning Saved a Company.

Associate Degree: Financial Planning Saved a Company
I am Wesley Kuo, a student from Taipei, Taiwan and I just finished the Financial Planning apprenticeship on the Associate Degree Program at Hubbard College of Administration International (HCA), Los Angeles, CA
ìHow to Increase Profits Through Proper Financial Planningî apprenticeship has been the toughest apprenticeship Iíve had to do on my degree program. It was very challenging, because I had only studied about companies that were solvent. Of course, I knew that different companies had different financial situations, but it was pretty hard for me to make the transition from the ideal scene of solvency to a situation where the business had no sales revenue for over three months and was tens of thousands of dollars in debt. I really had to think about how to apply financial planning in that extreme situation.
Fortunately, I have very good supervisors who are trained very well. They coached me a lot. Finally, I could fully understand what financial planning is and successfully implement the financial planning technology into the company I was working with. The first thing I had to do was get the executives in charge to confront their financial reality. Next, I had to coach them on identifying what operating state (condition) the company was in and what operating state (condition) they were in as executives. After that, we were able to apply the management tool that one uses with conditions in order to improve them (namely, condition formulas). With those tools, the executives knew exactly what they had to do to reorganize their actions in order to increase the companyís income.
Bottom line, during the three weeks I was working with them, their income went from months of nothing to over ten thousand dollars. I was surprised and excited!
In this apprenticeship, I basically applied a lot of management tools, which I had learned in earlier courses on my degree program. Itís an amazing experience and I will never forget it.
Hubbard College of Administration is a self-paced business school that offers an exceptional business administration curriculum, unique learning technology, life-changing apprenticeships and internships, assistance with job placement and a lifetime warranty for students. I am currently on the ìBasic Organizationî apprenticeship.
I am Wesley Kuo, a student from Taipei, Taiwan and I just finished the Financial Planning apprenticeship on the Associate Degree Program at Hubbard College of Administration International (HCA), Los Angeles, CA
“How to Increase Profits Through Proper Financial Planning” apprenticeship has been the toughest apprenticeship I’ve had to do on my degree program. It was very challenging, because I had only studied about companies that were solvent. Of course, I knew that different companies had different financial situations, but it was pretty hard for me to make the transition from the ideal scene of solvency to a situation where the business had no sales revenue for over three months and was tens of thousands of dollars in debt. I really had to think about how to apply financial planning in that extreme situation.
Fortunately, I have very good supervisors who are trained very well. They coached me a lot. Finally, I could fully understand what financial planning is and successfully implement the financial planning technology into the company I was working with. The first thing I had to do was get the executives in charge to confront their financial reality. Next, I had to coach them on identifying what operating state (condition) the company was in and what operating state (condition) they were in as executives. After that, we were able to apply the management tool that one uses with conditions in order to improve them (namely, condition formulas). With those tools, the executives knew exactly what they had to do to reorganize their actions in order to increase the company’s income.j0315542
Bottom line, during the three weeks I was working with them, their income went from months of nothing to over ten thousand dollars. I was surprised and excited!
In this apprenticeship, I basically applied a lot of management tools, which I had learned in earlier courses on my degree program. Itís an amazing experience and I will never forget it.
Hubbard College of Administration is a self-paced business school that offers an exceptional business administration curriculum, unique learning technology, life-changing apprenticeships and internships, assistance with job placement and a lifetime warranty for students. I am currently on the “Basic Organization” apprenticeship.
Monday, May 10th, 2010

Associate Degree: Financial Planning

I have never enjoyed or was fond of financial planning. However, after studying the financial planning course at Hubbard College, it started to seem more doable and in some ways enjoyable. As all other courses, I had an apprenticeship after. During my implementation of the technology of financial planning, this subject became easy, doable and somewhat fun. I had to take the current scene to an ideal scene of how finances are supposed to be organized and handled. A lot of companies have somewhat of a financial planning committee, but does it actually function? Does it result in solvency? Well, I think we have the answer to that ìITíS THE ECONOMYî excuse. People go bankrupt, because of this economy and how bad the finances are. After having this technology of how money is handled, how to remain solvent, how to cause expansion and how to build up a cushion to fall back on, our problems are solved and the ìeconomyî is no longer the cause of all our problems.
Imagine all nations solvent, organizations expanding and people paying all their debts. Wouldnít that be the ideal scene for this planet? Well, the technology is there and open to all public, even you. Itís about time we become cause over our financial situation and apply the correct and effective financial Planning.

Untitled1I have never enjoyed or was fond of financial planning. However, after studying the financial planning course at Hubbard College, it started to seem more doable and in some ways enjoyable. As all other courses, I had an apprenticeship after. During my implementation of the technology of financial planning, this subject became easy, doable and somewhat fun. I had to take the current scene to an ideal scene of how finances are supposed to be organized and handled. A lot of companies have somewhat of a financial planning committee, but does it actually function? Does it result in solvency? Well, I think we have the answer to that, “IT’S THE ECONOMY” excuse. People go bankrupt, because of this economy and how bad the finances are. After having this technology of how money is handled, how to remain solvent, how to cause expansion and how to build up a cushion to fall back on, our problems are solved and the ìeconomyî is no longer the cause of all our problems.

Imagine all nations solvent, organizations expanding and people paying all their debts. Wouldn’t that be the ideal scene for this planet? Well, the technology is there and open to all public, even you. It’s about time we become cause over our financial situation and apply the correct and effective financial Planning.

By: Bassam Houssami, Hubbard College of Administration Int’l AAS degree student

Monday, March 1st, 2010

Associate Degree: Financial Planning Can Save the Day

26 Jan 10
Associate Degree: Financial Planning Can Save the Day
Hi everyone. My name is Damiano Shehu and I am a student at the Hubbard College of Administration in Los Angeles.
I just finished my ìFinancial Planningî Apprenticeship. It was great. I worked with a company that manages two commercial buildings. I worked with the Chief Financial Officer of that company and helped her implement various aspects of the Financial Planning Technology.
The first actions I undertook were to thoroughly audit the companyís files and get a complete picture of its current standing. After that I worked with the executives of the company on how to improve that existing situation. Being able to apply what I learned in a real world scenario was great. I really got to see how the economic situation is affecting actual businesses. Furthermore I saw that by applying the data that I learned on my course a business could actually prosper even in these tough economic times.
Overall I had a great time doing this apprenticeship, and I feel really secure that I can apply what I learned to any real world scenario.
The HCA is a self-paced business school that offers an exceptional business administration curriculum, unique learning technology, life-changing apprenticeships and internships, assistance with job placement and a lifetime warranty for students.  I am currently on the ìMarketing and Public Relations Surveysî Apprenticeship.
Hi everyone. My name is Damiano Shehu and I am a student at the Hubbard College of Administration in Los Angeles.
I just finished my Financial Planning Apprenticeship. It was great. I worked with a company that manages two commercial buildings. I worked with the Chief Financial Officer of that company and helped her implement various aspects of the Financial Planning Technology.
CB022154The first actions I undertook were to thoroughly audit the company’s files and get a complete picture of its current standing. After that I worked with the executives of the company on how to improve that existing situation. Being able to apply what I learned in a real world scenario was great. I really got to see how the economic situation is affecting actual businesses. Furthermore I saw that by applying the data that I learned on my course a business could actually prosper even in these tough economic times. Overall I had a great time doing this apprenticeship, and I feel really secure that I can apply what I learned to any real world scenario.
The HCA is a self-paced business school that offers an exceptional business administration curriculum, unique learning technology, life-changing apprenticeships and internships, assistance with job placement and a lifetime warranty for students.  I am currently on the Marketing and Public Relations Surveys Apprenticeship.
Wednesday, October 28th, 2009

Associate Degree: Business Cycles and Financial Planning

associate degreeI am Felipé Pedrosa, a Brazilian student from Manaus, on the associate degree program at the Hubbard College of Administration (HCA), Los Angeles, CA.

The “How to Increase Profits through Proper Financial Planning” course was long; however, one of the most important courses I have done here at the Hubbard College of Administration. The course showed me solutions to problems I couldn’t see before:  How to handle the equipment (assets) of the company, how to handle the company and its staff in a time of crisis, how to structure a financial system that controls both out go of funds and income to a point where solvency and viability can exist constantly are a few examples of what I can now handle effectively. There is much more in this course that has helped me see vividly how financial planning works.

After completing this course, I can really see what is happening to the world economy and how we could solve the crisis or help get the economy back up again.  I learned in this course that “MONEY IS AN IDEA BACKED BY CONFIDENCE.” Furthermore, that many contemporary economists spread the idea that there isn’t money in the market doesn’t help but degrades the situation even more and creates panic throughout the population. If there isn’t money in the market, one must motivate the citizens to increase their production–not by spreading negative news. In terms of companies, they have to promote, which is the opposite of what big corporations do in troubled times.  If there is an internal or external financial crisis, one must begin with produce/promote, then carry through with surveying, marketing, and sales and finally deliver the service or product.  This gets a company or a country back on track again.  This is the cycle.

The course presented parts of the financial planning world that I was not familiar with. This is fantastic. I am confident that once these data are applied in an apprenticeship and grooved in, I will be able to apply them in my company creating solvency and viability and improvement in the company’s ability to exchange with its customers, yielding an abundance of commercial expansion.

Hubbard College of Administration is a self-paced business school that offers an exceptional business administration curriculum, unique learning technology, life-changing apprenticeships and internships, assistance with job placement and a lifetime warranty for students.  I am currently on the “How to Increase Profits through Proper Financial Planning” apprenticeship.

Monday, June 22nd, 2009

Prevent Financial Crisis with the Right Career Education

Blog 40 imageThis is Elena, an Associate Degree student of Hubbard College of Administration. Today, I was reading the news about what is going on in my country, Russia, and I found this article:

“‘According to the latest official figures almost two million Russians lost their jobs between January and the end of March. This combination of rising unemployment and rising prices is what some analysts believe could lead to unrest unless the situation improves in the near future,’ says the BBC’s Richard Galpin in Moscow. ”

As part of my Associate Degree, I took the course “Financial Planning.”  Knowing this, I can see that only incompetent, ignorant financial management could wind up in such a crisis. This course gave me the data on how to increase my income, how to build up reserves of my company, control business expenses and set up a system that allows fast and accurate overview of the financial situation, etc.  This is incredible data!

Having this knowledge and APPLYING it no Crisis can occur! I really believe that managing any company, or even more importantly managing a country, is a big responsibility, which demands knowledge! Management of any group should know this! I can even say, “Must know this!” Maybe some governments need to redo their management career education subject and get adequate knowledge that works!