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Friday, April 22nd, 2011

Financial Planning


The Financial Planning course that I just completed is one of a kind, must know kind of a course for anyone out there!

All my life I followed rules and ways that people have taught me to conserve money, and the craziest one I have tried is “Spend everything you got, more will always come”.  But that really didn’t work.

Until I did this course, I had no real way on saving money. The money I put aside was always used up. I seemed to forget about bills that I did not pay.  I would spend more than I should. But not anymore!

I am so happy with what I have learned and I know you will to!

Saleem Houssami

Wednesday, April 13th, 2011

Financial Planning Apprenticeship

In my life I have never dealt with Financial Planning in a company or even with myself before. In this apprenticeship I really went through different kinds of Financial Planning actions.  I really enjoyed seeing how I can help a company reorganize and establish its financial system.  I get even more excited seeing them make money after!   But, after you have money on hand, what should you do? In this apprenticeship there are certain definite steps and policies you should follow in order to handle your money. A company should know their finance exactly and have full control of it.  Otherwise they will run into trouble.

Money is actually a tool one should properly and smartly use. I helped a company reorganize their finance with the technology I learned. Now they are on the right track!  They now know their direction because they know their finance better!  With this information they have gained more control. Yes, CONTROL! This company now is more able to control their money and invest into the right things. I am very excited that I completed this apprenticeship and now I am much more able to help financial situations in the work world and with myself personally!!!!

Josh Lin

Thursday, September 23rd, 2010

Associate Degree: Financial Planning

My name is Alex Edwards. I’m from southern California studying at Hubbard College of Administration International to earn my business degree.  I just finished the How to Increase Profits Through Proper Financial Planning course.

j0234773Whether it’s first starting a business and looking at how you should formulate a standard financial planning or are a seasoned corporation looking to increase it’s income, this course has the data on how to properly establish and maintain a financially strong organization.

All of my questions regarding the subject have been answered through reading this course. Previously, I had a vague idea of how to write out my expenses and how to allocate my funds.  I could do so in such a way that I’d have enough money to fall back on should a situation occur.  Now, I can write out a weekly finance plan, which not only pays off all of my bills, but also leaves me with a significant amount in my savings.

Another area I was unfamiliar with was on the subject of which purchase orders to approve.  Basically, I was unfamiliar with the entire practice of getting a purchase order from a staff member who initially created it, getting the approval to the finance committee and fully paid off by the organization. This not only got me trained in that area, but gave me the establishment tools of financial operations of solvency and viability should I want start my own business

I also realized something. In my line of work, I run into different organizations not having enough of a budget to continue to receive services as a result of the economy. The economy itself may be down, but really it’s just the viewpoint of the society. If you get enough people to believe a thing, then among that group, that thing becomes a truth. And since that agreement became so widespread, it became a truth in the United States for example. The point I’m trying to make is that people use this as an excuse to not make profits, they may say, “The economy is down, so profits are down.” This is not a fact. No matter the condition, any group or any society can get through a down economy and come out on top through properly applying these finance tools.

So, the most important thing I learned from this course was if you promote yourself as broke or insolvent, you become insolvent. If you set that thought aside as unimportant and actually study what the necessities are in your company, you’ll go much further than these fellows who go into the fetal position anytime someone mentions the word economy. And soon you’ll start seeing light at the end of the financial tunnel.

Wednesday, July 14th, 2010

Associate Degree: INCOME GREATER THAN DISBURSEMENT

Associate Degree: Financial Planning Course & Apprenticeship
My name is Jack Cheng. Iím a Taiwanese student from Kaohsiung on the Associate of Applied Science degree program at Hubbard College of Administration (HCA), Los Angeles, CA.  I just finished the ìFinancial Planningî course.
ìINCOME GREATER THAN DISBURSEMENTî is the major thing in the business world. Indeed, one purpose for any company is ìmaking money.î Obviously a company canít survive without it. However, just focusing on making money isnít enough. When youíre making money, you will have disbursements (bills, purchase orders, rents, taxes, etc.) that need to be managed carefully.  Poor management of such disbursements result in negative consequences.
In this course I learned the policy about how to handle the financial particles in a company. Then, in the apprenticeship, I put all I learned into a company. That is a good way for me to learn finance. Before I learned it, I thought finance was a complex subject, and I wished I didnĂ­t have to touch it. Yet, after this course and apprenticeship, I felt good about it. I realized that the subject of finance isnĂ­t the game of figures, but the flows in a company. If one can manage the flows well, he can manage the finances well.
Now, I have more confidence on how to handle the financial situations that arise in a company, and I have more tools to manage financial particle flow. The subject of finance is no longer a problem for me. I am glad to have this knowledge in my life.

My name is Jack Cheng. I’m a Taiwanese student from Kaohsiung on the Associate of Applied Science degree program at Hubbard College of Administration (HCA), Los Angeles, CA.  I just finished the “Financial Planning” course and apprenticeship.

MoneyII“INCOME GREATER THAN DISBURSEMENT” is the major thing in the business world. Indeed, one purpose for any company is “making money.” Obviously a company can’t survive without it. However, just focusing on making money isnĂ­t enough. When you’re making money, you will have disbursements (bills, purchase orders, rents, taxes, etc.) that need to be managed carefully.  Poor management of such disbursements result in negative consequences.

In this course I learned the policy about how to handle the financial particles in a company. Then, in the apprenticeship, I put all I learned into a company. That is a good way for me to learn finance. Before I learned it, I thought finance was a complex subject, and I wished I didnĂ­t have to touch it. Yet, after this course and apprenticeship, I felt good about it. I realized that the subject of finance isn’t the game of figures, but the flows in a company. If one can manage the flows well, he can manage the finances well.

Now, I have more confidence on how to handle the financial situations that arise in a company, and I have more tools to manage financial particle flow. The subject of finance is no longer a problem for me. I am glad to have this knowledge in my life.

Tuesday, July 13th, 2010

Business Degree: Financial Planning Made Simple!

My name is Jamie Chang.  I am from Los Angeles and am studying at Hubbard College of Administration International to earn my Associate of Applied Science degree in Business Management and Administration.  I just finished the ìFinancial Planningî course.
The very first time I heard about ìHow to Increase Profits through Proper Financial Planningî (FP) course, the smile immediately disappeared from my face. To be honest, dealing with numbers is really not my thing, and I personally donít like it especially when you have to add up huge amounts with complicated formulas. I get a headache every time I see them. However, the FP course totally changed my fixed idea, which had existed in my head for several years.
In the beginning of the course, it was a little hard for me since Iíve neither work experience nor any idea about how much or where to allocate money in an organization.  Therefore, I had to conceive of examples from my personal finances in order to understand the data fully. Little by little, I grasped the material. Amazingly, FP doesnít have complicated formulas or hard-to-understand theories. The information turned out to be easily understandable, very A to B (simple and straight forward ideas), and the steps to handle any situation (major departure from an ideal scene) or establish a proper financial system are clearly laid out.
From learning this, I had big wins that I can start applying this RIGHT NOW in my own personal finances: keeping good records of monthly bill paying and doing a monthly account summary (bank reconciliation). These two actions can supply me with the needed information to work out a good plan, so that after covering my basics, I still have enough money to buy pretty clothes, go to the movies and be solvent. Thus, I can keep living my life with lots of laughs.
We all know that the current economic situation isnít looking good. However, there are ways to solve it.  We shouldnít blame everything on ìan economic crisis.î  Rather, we should organize and manage our own businesses with the data in the ìHow to Increase Profits through Proper Financial Planningî course.  It will lead us to a higher level of viability, as a function of an expanding and prospering business.
My name is Jamie Chang.  I am from Los Angeles and am studying at Hubbard College of Administration International to earn my Associate of Applied Science degree in Business Management and Administration.  I just finished the “Financial Planning” course.
The very first time I heard about “How to Increase Profits through Proper Financial Planning” (FP) course, the smile immediately disappeared from my face. To be honest, dealing with numbers is really not my thing, and I personally don’t like it especially when you have to add up huge amounts with complicated formulas. I get a headache every time I see them. However, the FP course totally changed my fixed idea, which had existed in my head for several years.
j0315598In the beginning of the course, it was a little hard for me since I’ve neither work experience nor any idea about how much or where to allocate money in an organization.  Therefore, I had to conceive of examples from my personal finances in order to understand the data fully. Little by little, I grasped the material. Amazingly, FP doesn’t have complicated formulas or hard-to-understand theories. The information turned out to be easily understandable, very A to B (simple and straight forward ideas), and the steps to handle any situation (major departure from an ideal scene) or establish a proper financial system are clearly laid out.
From learning this, I had big wins that I can start applying this RIGHT NOW in my own personal finances: keeping good records of monthly bill paying and doing a monthly account summary (bank reconciliation). These two actions can supply me with the needed information to work out a good plan, so that after covering my basics, I still have enough money to buy pretty clothes, go to the movies and be solvent. Thus, I can keep living my life with lots of laughs.j0315542
We all know that the current economic situation isn’t looking good. However, there are ways to solve it.  We shouldn’t blame everything on an “economic crisis.”  Rather, we should organize and manage our own businesses with the data in the “How to Increase Profits through Proper Financial Planning” course.  It will lead us to a higher level of viability, as a function of an expanding and prospering business.
Tuesday, June 15th, 2010

Associate Degree: My Internship Saved a Company

Associate Degree: My Internship Saved a Company
My name is Damiano Shehu.  Iím an Albanian student from Tirana on the associate degree program at Hubbard College of Administration (HCA), Los Angeles, CA.
The ìFinal Internship for the Associate of Applied Science: Management and Administrationî was just great. I got to see how fast this technology could change things. It was nothing short of miracle; a miracle that anyone who applies this tech can achieve.
I worked with a company that designed and produced movie and television props. They had been hit hard by the recent economic crisis. My initial observation was that the company had great potential. However there had been no production for the last 12 weeks: no work, no leads and ultimately no income. Also, I noticed that there was very little outflow of communication and promotional activities.
Based on my initial assessment of their scene, I concluded that the biggest problem that needed handling was promotion.
Therefore, the first action that I decided to do was significantly increase the outflow of communication and promotion. I came to this conclusion, because I saw the company was non-existent and needed to produce something. So, to handle this, I sat with the two top executives and emphasized the importance of outflow and promotion. I doubled the post cards outflow and the reaches for business increased by 250%!
About two days after the first wave of promotion went out, the company received its first job in four months. The company grossed $3,391.27 for that week. I then ensured that they were keeping the promotional actions going. As a result of this, the company closed another job for $7,800.00 the following week. Today, the company closed two more jobs totaling $7,000.00. Thus, the company grossed $18,191.27 in a period of 4 weeks. This was a thousand percent increase over the past twelve weeks, which had zero ($0) income.
When I look back at my progress, I feel proud of what I have achieved. Most importantly, IĂ­m the product of all of the staff members here at the college. They should feel proud of what theyĂ­ve done. The results that I have obtained as well as other students are a direct result of their dedication and hard work. And on that note, I thank you for changing my life and making me more able to be successful in my chosen profession.
HCA is a self-paced business school that offers an exceptional business administration curriculum, unique learning technology, life-changing apprenticeships and internships, assistance with job placement and a lifetime warranty for students.
My name is Damiano Shehu.  I’m an Albanian student from Tirana on the associate degree program at Hubbard College of Administration (HCA), Los Angeles, CA.
The “Final Internship for the Associate of Applied Science: Management and Administration” was just great. I got to see how fast this technology could change things. It was nothing short of miracle; a miracle that anyone who applies this tech can achieve. I worked with a company that designed and produced movie and television props. They had been hit hard by the recent economic crisis. My initial observation was that the company had great potential. However there had been no production for the last 12 weeks: no work, no leads and ultimately no income.
j0283210Based on my initial assessment, I concluded that the areas most needing change were marketing and promotion. A REAL strategy needed to be developed in order to confront the non-existent amount of reaches the company currently had, and also to get the company communicating their message effectively to their target markets. I presented an outlined strategy to the two top executives and emphasized the importance of its immediate implementation. It was very validating to see that the executives were impressed with my proposed solution and that they agreed to have me execute it. The strategy immediately yielded results with reaches for the company increasing 250%, and a 5X increase in income over just a four-week period!
When I look back at my progress, I feel proud of what I have achieved. Most importantly, I’m the product of all of the staff members here at the college. They should feel proud of what they’ve done. The results that I have obtained as well as other students are a direct result of their dedication and hard work. And on that note, I thank you for changing my life and making me more able to be successful in my chosen profession.
HCA is a self-paced business school that offers an exceptional business administration curriculum, unique learning technology, life-changing apprenticeships and internships, assistance with job placement and a lifetime warranty for students.
Monday, June 7th, 2010

Associate Degree: Financial Planning Saved a Company.

Associate Degree: Financial Planning Saved a Company
I am Wesley Kuo, a student from Taipei, Taiwan and I just finished the Financial Planning apprenticeship on the Associate Degree Program at Hubbard College of Administration International (HCA), Los Angeles, CA
ìHow to Increase Profits Through Proper Financial Planningî apprenticeship has been the toughest apprenticeship Iíve had to do on my degree program. It was very challenging, because I had only studied about companies that were solvent. Of course, I knew that different companies had different financial situations, but it was pretty hard for me to make the transition from the ideal scene of solvency to a situation where the business had no sales revenue for over three months and was tens of thousands of dollars in debt. I really had to think about how to apply financial planning in that extreme situation.
Fortunately, I have very good supervisors who are trained very well. They coached me a lot. Finally, I could fully understand what financial planning is and successfully implement the financial planning technology into the company I was working with. The first thing I had to do was get the executives in charge to confront their financial reality. Next, I had to coach them on identifying what operating state (condition) the company was in and what operating state (condition) they were in as executives. After that, we were able to apply the management tool that one uses with conditions in order to improve them (namely, condition formulas). With those tools, the executives knew exactly what they had to do to reorganize their actions in order to increase the companyĂ­s income.
Bottom line, during the three weeks I was working with them, their income went from months of nothing to over ten thousand dollars. I was surprised and excited!
In this apprenticeship, I basically applied a lot of management tools, which I had learned in earlier courses on my degree program. ItĂ­s an amazing experience and I will never forget it.
Hubbard College of Administration is a self-paced business school that offers an exceptional business administration curriculum, unique learning technology, life-changing apprenticeships and internships, assistance with job placement and a lifetime warranty for students. I am currently on the ìBasic Organizationî apprenticeship.
I am Wesley Kuo, a student from Taipei, Taiwan and I just finished the Financial Planning apprenticeship on the Associate Degree Program at Hubbard College of Administration International (HCA), Los Angeles, CA
“How to Increase Profits Through Proper Financial Planning” apprenticeship has been the toughest apprenticeship I’ve had to do on my degree program. It was very challenging, because I had only studied about companies that were solvent. Of course, I knew that different companies had different financial situations, but it was pretty hard for me to make the transition from the ideal scene of solvency to a situation where the business had no sales revenue for over three months and was tens of thousands of dollars in debt. I really had to think about how to apply financial planning in that extreme situation.
Fortunately, I have very good supervisors who are trained very well. They coached me a lot. Finally, I could fully understand what financial planning is and successfully implement the financial planning technology into the company I was working with. The first thing I had to do was get the executives in charge to confront their financial reality. Next, I had to coach them on identifying what operating state (condition) the company was in and what operating state (condition) they were in as executives. After that, we were able to apply the management tool that one uses with conditions in order to improve them (namely, condition formulas). With those tools, the executives knew exactly what they had to do to reorganize their actions in order to increase the company’s income.j0315542
Bottom line, during the three weeks I was working with them, their income went from months of nothing to over ten thousand dollars. I was surprised and excited!
In this apprenticeship, I basically applied a lot of management tools, which I had learned in earlier courses on my degree program. ItĂ­s an amazing experience and I will never forget it.
Hubbard College of Administration is a self-paced business school that offers an exceptional business administration curriculum, unique learning technology, life-changing apprenticeships and internships, assistance with job placement and a lifetime warranty for students. I am currently on the “Basic Organization” apprenticeship.
Monday, May 10th, 2010

Associate Degree: Financial Planning

I have never enjoyed or was fond of financial planning. However, after studying the financial planning course at Hubbard College, it started to seem more doable and in some ways enjoyable. As all other courses, I had an apprenticeship after. During my implementation of the technology of financial planning, this subject became easy, doable and somewhat fun. I had to take the current scene to an ideal scene of how finances are supposed to be organized and handled. A lot of companies have somewhat of a financial planning committee, but does it actually function? Does it result in solvency? Well, I think we have the answer to that ìITíS THE ECONOMYî excuse. People go bankrupt, because of this economy and how bad the finances are. After having this technology of how money is handled, how to remain solvent, how to cause expansion and how to build up a cushion to fall back on, our problems are solved and the ìeconomyî is no longer the cause of all our problems.
Imagine all nations solvent, organizations expanding and people paying all their debts. WouldnĂ­t that be the ideal scene for this planet? Well, the technology is there and open to all public, even you. ItĂ­s about time we become cause over our financial situation and apply the correct and effective financial Planning.

Untitled1I have never enjoyed or was fond of financial planning. However, after studying the financial planning course at Hubbard College, it started to seem more doable and in some ways enjoyable. As all other courses, I had an apprenticeship after. During my implementation of the technology of financial planning, this subject became easy, doable and somewhat fun. I had to take the current scene to an ideal scene of how finances are supposed to be organized and handled. A lot of companies have somewhat of a financial planning committee, but does it actually function? Does it result in solvency? Well, I think we have the answer to that, “IT’S THE ECONOMY” excuse. People go bankrupt, because of this economy and how bad the finances are. After having this technology of how money is handled, how to remain solvent, how to cause expansion and how to build up a cushion to fall back on, our problems are solved and the ìeconomyĂ® is no longer the cause of all our problems.

Imagine all nations solvent, organizations expanding and people paying all their debts. Wouldn’t that be the ideal scene for this planet? Well, the technology is there and open to all public, even you. It’s about time we become cause over our financial situation and apply the correct and effective financial Planning.

By: Bassam Houssami, Hubbard College of Administration Int’l AAS degree student

Monday, March 1st, 2010

Associate Degree: Financial Planning Can Save the Day

26 Jan 10
Associate Degree: Financial Planning Can Save the Day
Hi everyone. My name is Damiano Shehu and I am a student at the Hubbard College of Administration in Los Angeles.
I just finished my ìFinancial Planningî Apprenticeship. It was great. I worked with a company that manages two commercial buildings. I worked with the Chief Financial Officer of that company and helped her implement various aspects of the Financial Planning Technology.
The first actions I undertook were to thoroughly audit the companyĂ­s files and get a complete picture of its current standing. After that I worked with the executives of the company on how to improve that existing situation. Being able to apply what I learned in a real world scenario was great. I really got to see how the economic situation is affecting actual businesses. Furthermore I saw that by applying the data that I learned on my course a business could actually prosper even in these tough economic times.
Overall I had a great time doing this apprenticeship, and I feel really secure that I can apply what I learned to any real world scenario.
The HCA is a self-paced business school that offers an exceptional business administration curriculum, unique learning technology, life-changing apprenticeships and internships, assistance with job placement and a lifetime warranty for students.  I am currently on the ìMarketing and Public Relations Surveysî Apprenticeship.
Hi everyone. My name is Damiano Shehu and I am a student at the Hubbard College of Administration in Los Angeles.
I just finished my Financial Planning Apprenticeship. It was great. I worked with a company that manages two commercial buildings. I worked with the Chief Financial Officer of that company and helped her implement various aspects of the Financial Planning Technology.
CB022154The first actions I undertook were to thoroughly audit the company’s files and get a complete picture of its current standing. After that I worked with the executives of the company on how to improve that existing situation. Being able to apply what I learned in a real world scenario was great. I really got to see how the economic situation is affecting actual businesses. Furthermore I saw that by applying the data that I learned on my course a business could actually prosper even in these tough economic times. Overall I had a great time doing this apprenticeship, and I feel really secure that I can apply what I learned to any real world scenario.
The HCA is a self-paced business school that offers an exceptional business administration curriculum, unique learning technology, life-changing apprenticeships and internships, assistance with job placement and a lifetime warranty for students.  I am currently on the Marketing and Public Relations Surveys Apprenticeship.
Wednesday, October 28th, 2009

Associate Degree: Business Cycles and Financial Planning

associate degreeI am Felipé Pedrosa, a Brazilian student from Manaus, on the associate degree program at the Hubbard College of Administration (HCA), Los Angeles, CA.

The “How to Increase Profits through Proper Financial Planning” course was long; however, one of the most important courses I have done here at the Hubbard College of Administration. The course showed me solutions to problems I couldn’t see before:  How to handle the equipment (assets) of the company, how to handle the company and its staff in a time of crisis, how to structure a financial system that controls both out go of funds and income to a point where solvency and viability can exist constantly are a few examples of what I can now handle effectively. There is much more in this course that has helped me see vividly how financial planning works.

After completing this course, I can really see what is happening to the world economy and how we could solve the crisis or help get the economy back up again.  I learned in this course that “MONEY IS AN IDEA BACKED BY CONFIDENCE.” Furthermore, that many contemporary economists spread the idea that there isn’t money in the market doesn’t help but degrades the situation even more and creates panic throughout the population. If there isn’t money in the market, one must motivate the citizens to increase their production–not by spreading negative news. In terms of companies, they have to promote, which is the opposite of what big corporations do in troubled times.  If there is an internal or external financial crisis, one must begin with produce/promote, then carry through with surveying, marketing, and sales and finally deliver the service or product.  This gets a company or a country back on track again.  This is the cycle.

The course presented parts of the financial planning world that I was not familiar with. This is fantastic. I am confident that once these data are applied in an apprenticeship and grooved in, I will be able to apply them in my company creating solvency and viability and improvement in the company’s ability to exchange with its customers, yielding an abundance of commercial expansion.

Hubbard College of Administration is a self-paced business school that offers an exceptional business administration curriculum, unique learning technology, life-changing apprenticeships and internships, assistance with job placement and a lifetime warranty for students.  I am currently on the “How to Increase Profits through Proper Financial Planning” apprenticeship.